I found this tips on the blog 24\7 moms and thought they were good to share! Me and my husband just had to combine a loan and our mortgage so in a sence like we are starting over and we had already decided to do the first tip pay one extra payment if not more a year and hopefully get it paid off!
- Make one extra payment each year on a $150, 000 mortgage, and you will save $26,00 in interest
- Pay $10 more each month over the minimum balances on your credit cards. It will take you less time to pay them off and you will save thousands in interest.
- Make a call to your credit card companies. Inform them that you are considering moving your business to another company (ask for the retention department). You may get another deal.
- Always watch your credit card statements for unannounced rate increases or fees. If you’re rarely late on a payment, you may get it forgiven with a phone call.
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